SKRIPSI PENGARUH KINERJA KEUANGAN TERHADAP JUMLAH PENDANAAN PADA PT. BANK SYARIAH MANDIRI

JUDUL SKRIPSI PENGARUH KINERJA KEUANGAN TERHADAP JUMLAH PENDANAAN PADA PT. BANK SYARIAH MANDIRI

DAFTAR ISI

HALAMAN JUDUL .................................................................................... i

LEMBAR PERSETUJUAN.......................................................................... ii

LEMBAR PENGESAHAN.......................................................................... iii

SURAT PERNYATAAN.............................................................................. iv

HALAMAN PERSEMBAHAN...................................................................v

MOTTO.........................................................................................................vi

KATA PENGANTAR..................................................................................vii

DAFTAR ISI ................................................................................................. x

DAFTAR TABEL ......................................................................................... xiii

DAFTAR GAMBAR ................................................................................... xiv

DAFTAR LAMPIRAN................................................................................. xv

ABSTRAK..................................................................................................... xvi

BAB I : PENDAHULUAN......................................................................... 1

A.Latar Belakang ........................................................................... 1

B. Rumusan Masalah ..................................................................... 9

C. Tujuan Penelitian ....................................................................... 10

D. Batasan Penelitian....................................................................... 10

E. Manfaat Penelitian ..................................................................... 11

BAB II : KAJIAN PUSTAKA..................................................................... 12

A.Penelitian Terdahulu ................................................................. 12

B. Kajian Teoritis ............................................................................ 17

1. Pengertian Bank ................................................................... 17

2. Pengertian Bank Syari’ah .................................................... 18

3. Laporan Keuangan Perbankan Syariah ............................. 19

4. Metode Analisis Laporan Keuangan .................................. 21

5. Analisis Kinerja Keuangan .................................................. 22

6. Produk Pendanaan Bank Syariah ....................................... 37

7. Kinerja Keuangan dalam Perspektif Islam......................... 44

C. Kerangka Berfikir ....................................................................... 50

D.Hipotesis...................................................................................... 50

BAB III : METODE PENELITIAN............................................................. 51

A.Lokasi Penelitian......................................................................... 51

B. Jenis dan Pendekatan Penelitian............................................... 51

C. Data dan Sumber Data ............................................................... 51

D. Teknik Pengumpulan Data........................................................ 52

E. Definisi Operasional................................................................... 53

F. Metode Analisis Data ................................................................. 54

1. Uji Asumsi Klasik ................................................................. 54

a. Uji autokorelasi ........................................................ ...54

b. Uji Heteroskedastisitas............................................ ...55

c. Uji Multikolinearitas ................................................ ...56

d. Uji Normalitas.......................................................... ...56

2. Analisis Regresi Linier Berganda ........................................ 57

3. Pengujian Koefesien Persamaan Regresi ............................ 58

BAB IV: PAPARAN DAN PEMBAHASAN DATA HASIL... 63

A. Paparan Data Hasil Penelitian ................................................. 63

1. Sejarah Bank Syariah Mandiri ............................................. 63

2. Visi dan Misi Perusahaan .................................................... 65

3. Struktur Organisasi Perusahaan ......................................... 67

4. Ruang Lingkup Kegiatan Perusahaan................................ 67

5. Penghargaan Bank Syariah Mandiri ................................... 82

6. Perkembangan Jumlah Pendanaan .................................... 89

7. Rasio Keuangan Per Bulan Tahun 2005-2007..................... 108

B. Interpretasi Data Hasil Penelitian............................................ 117

1. Uji Asumsi Klasik ................................................................. 117

2. Uji F........................................................................................ 122

3. Uji T........................................................................................ 125

4. Uji Hipotesis.......................................................................... 127

C. Pembahasan Data Hasil Penelitian.......................................... 128

BAB V : PENUTUP ...................................................................................... 137

A. Kesimpulan............................................................................. ...137

B. Saran......................................................................................... ...139

DAFTAR PUSTAKA.................................................................................. ...141

LAMPIRAN

DAFTAR TABEL

Tabel 1.1 Perkembangan Jaringan Operasional Perbankan Syariah ..........3

Tabel 1.2 Peringkat Pendanaan DPK Bank Umum Syariah .......................8

Tabel 2.1 Penelitian Terdahulu......................................................................13

Tabel 4.1 Penghargaan Bank Syariah Mandiri .............................................82

Tabel 4.2 Perkembangan Jumlah Pendanaan ...............................................89

Tabel 4.3 Rasio Keuangan Per Bulan BSM.....................................................108

Tabel 4.4 Uji Autokorelasi................................................................................119

Tabel 4.5 Uji Heterokedastisitas......................................................................120

Tabel 4.6 Uji Multikolineritas..........................................................................121

Tabel 4.7 Uji Normalitas...................................................................................122

Tabel 4.8 Uji F.....................................................................................................123

Tabel 4.9 Tabel F...............................................................................................123

Tabel 4.10 Model Summary................................................................................124

Tabel 4.11 Uji T..................................................................................................125

Tabel 4.12 Hasil Uji T........................................................................................126

DAFTAR GAMBAR

Gambar 2.1 Kerangka Berfikir ..................................................................... 50

Gambar 4.1 Struktur Organisasi Perusahaan ............................................. 67

Gambar 4.2 Perkembangan Jumlah Pendanaan.......................................... 90

Gambar 4.3 Capital Adequacy Ratio (CAR)......................................................110

Gambar 4.4 Kualitas Aktiva Produktif (KAP)...............................................113

Gambar 4.5 Return on Asset(ROA)..................................................................114

Gambar 4.6 Loan to Deposit Ratio (LDR).........................................................116

DAFTAR LAMPIRAN

Lampiran 1 : Ikhtisar Keuangan Periode Januari – Desember Tahun 2005-2007

Lampiran 2 : Prosentase Rasio Keuangan CAR, KAP, ROA dan LDR

Lampiran 3 : Hasil Perhitungan SPSS Uji Asumsi Klasik dan Regresi Linier Berganda

Lampiran 4 : Bukti Konsultasi

Lampiran 5 : Surat Keterangan PKPBI

 

  . KLIK INI UNTUK MEMBACA SELENGKAPNYA
 

Pengolahan SPSS Penelitian, Pengolahan SPSS Statistik, Olah SPSS, JASA Pengolahan SPSS Statistik, Jasa Pengolahan SPSS Skripsi, Jasa Pengolahan SPSS SPSS, Analisis SPSS Penelitian, 

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